Terms of Use
Effective date: April 19, 2026
Acceptance of terms
By accessing or using MonthlyBudgetTool.com, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the site.
Service description
MonthlyBudgetTool.com provides a free, browser-based monthly budget calculator that computes totals for income, expenses, and savings based on values you enter. The service is provided for general informational and personal planning purposes only.
Informational use only — not financial advice
All results displayed by MonthlyBudgetTool.com are for general informational and planning convenience only. The tool does not constitute financial advice, investment advice, tax advice, accounting advice, or any other form of professional financial guidance. You should not rely solely on this tool for financial decisions. We recommend consulting a qualified financial professional for advice tailored to your specific situation.
Intellectual property
All content on MonthlyBudgetTool.com, including but not limited to text, design, graphics, and code, is the property of MonthlyBudgetTool.com or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without prior written permission.
User conduct
You agree not to:
- Use the site for any unlawful purpose or in violation of any applicable laws or regulations
- Attempt to probe, scan, or test the vulnerability of the site or any related systems
- Use automated tools to scrape or extract data from the site at scale
- Interfere with or disrupt the operation of the site or its infrastructure
User responsibility
You are responsible for reviewing the assumptions and numbers you enter and for deciding how to use or act on the results shown. The tool is a planning aid and does not account for taxes, variable expenses, or other factors specific to your financial situation.
Disclaimer of warranties
MonthlyBudgetTool.com is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.
Limitation of liability
To the fullest extent permitted by applicable law, MonthlyBudgetTool.com and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the site, including but not limited to any financial decisions made based on results shown by the tool, even if advised of the possibility of such damages.
Governing law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
Changes to these terms
We reserve the right to update these Terms of Use at any time. Changes will be effective upon posting to this page with an updated effective date. Continued use of the site after changes are posted constitutes your acceptance of the revised terms.
Contact
Questions about these terms? Email us at [email protected].